Now faith is the instrumental cause of salvation. It’s the only element that the sinner brings to the great transaction of faith. But we’re told it’s the gift of God. And now somebody’s going to say to me, “Well then, preacher, since it’s the gift of God and God hadn’t given it to me, then I guess I’m not to blame.” Oh, my friend, may I say to you? God’s made that very clear. “Faith cometh by hearing and hearing by the Word of God.” My friend, if you want to trust Christ, you’ll have to listen to the Word of God. And God will give faith to all therefore who will give heed to the message of the gospel.